Paying your bills on time is an indication that your "financial fitness" is in good health, and when it comes to paying bills on time with minimal hassle you can't beat direct debit.

That said, your attitude to paying bills is only one indicator to your overall level of financial fitness. To get a comprehensive health check on other areas of your financial fitness, we have highlighted below some useful money tips provided by New Zealands independent money guide sorted.org.nz, to assist you to get sorted in all your money matters and raise your level of "financial fitness".

Money Personality Profile

What's your personality when it comes to money matters?

Before you start getting financially sorted, it helps to understand your own money personality. Sorteds lighthearted Money Personality Profiler was developed by a clinical psychologist, and helps you work out your financial strengths and possible blind-spots.

To get the most out of the profiler, be honest - don't try and second-guess what the profiler is looking for. To make sure you get a valid profile, answer all the questions and have fun!

To see what your Money Personality is visit sorted.org.nz by clicking here

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Everyday Money

Managing money isn't just about saving and paying off debt. What you do with your money day-to-day is important too.

Here are some areas that you need to review and fully understand to ensure you are heading in the right direction.

• Banking - Getting smart about your banking can be very good for your for your financial future.
• Spending - The way we choose to pay for things can make a huge differenceto how much we actually pay in the end.
• The Economy - How well most of us live is directly affected by the relative strength of weakness of our economy. You can find out more with Sorted's "beginners guide to the NZ economy" by clicking here
• Getting Help - Managing your money can be hard to do all by yourself. But there are a variety of professional advisers that can help.

To get some more tips on managing your money day-to-day click here

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Money Tracker

Keeping track of how your money comes in, and goes out, can really help sort out your money.

A budget helps you plan where your money should be going, Sorteds Money Tracker shows where your money goes in reality.

To find our where your money has gone with Sorteds Money Tracker click here

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